NEFT - National Electronic Fund Transfer - This system of fund transfer operates on a Deferred Net Settlement basis. Fund transfer transactions are settled in batches as opposed to the continuous, individual settlement in RTGS. Presently,

  1. Handle Credit card payments from home.
  2. Faster because no demand drafts, cheques or letters.
  3. What is NEFT Funds Transfer?
  4. A nation- wide funds transfer system, supporting the transfer of funds from any bank branch to any other bank branch.

Charges for NEFT is as listed in the following table:
Outward Remittance through NEFT
Upto Rs. 10,000/- Rs. 2.50/- per transaction
Rs. 10,001/- to Rs. 1.00 Lakh Rs. 5/- per transaction
Rs. 1.00 Lakh to 2.00 Lakh Rs. 15 /- per transaction
Rs. 2.00 Lakh & above Rs. 25/- per transaction
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